Haroon Law Group | Bankruptcy Attorneys & Counselors

Dallas-Forth Worth Metro and Surrounding Areas

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How to Rebuild your Credit after a Bankruptcy

The attorneys of Haroon Law Group, in Plano TX , have been helping people since 2007 to get a fresh start through Chapter 7 bankruptcy, Chapter 13 bankruptcy, or alternatives to bankruptcy, including debt settlement plans. We realize that there are a lot of myths about bankruptcy. Two of the most common misunderstandings, propagated by the credit industry, are that you will face foreclosure on your home and that you will never be able to rebuild your credit. Not true.  The fact is that even after bankruptcy filing, you may actually be able to keep your house and car, as long as you keep making your contractually obligated payment. Your family will not be homeless nor will you be forced to give up your automobile. Some creditors may be willing to grant you credit, now that you have no burden from the past and are likely to make your payments on time. 

Our lawyers offer a consultation about building credit after bankruptcy

We accept all major credit cards and payment plans are available

We are conveniently located just north of the Dallas in Plano, on I-75 Central Expressway @ Park Blvd.

There are many simple things you can do to rebuild your credit following a bankruptcy:

• You can apply for a secured credit card & make regular, timely payments.
• Open a credit union account & make regular monthly contributions
• Take your "reaffirmed" debts seriously and make payments on time
• Check your credit report periodically and regularly.  Ensure that all entries in the credit report remain accurate.
• Avoid moving your residence and changing job frequently to establish a sense of permanence
• Report mistakes on your credit report promptly and keep following this matter until corrections are made.

You many not get the lowest interest rates offered to prime credit customers, still you will find that there are many lenders who will provide opportunities for loans, often within a few years after your bankruptcy is finalized.

To learn more about the Fair Credit Reporting Act and how we can help you with debt relief, please visit these pages:

• Chapter 13 bankruptcy to reorganize debt
• Chapter 7 bankruptcy eliminate debt
• Debt settlement plans
• New bankruptcy laws
• Senior citizens and bankruptcy

Contact our offices in Plano – a suburb just north of Dallas , TX – to discuss your bankruptcy needs with an experienced and knowledgeable attorney. We can tell you more about your financial options and how you can get a fresh start from heavy debt. We can help you stop harassing collection calls immediately. You will find our firm comfortable, non-judgmental, and truly interested in helping you resolve your debt problems.

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