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Chapter 13 Bankruptcy
Texas
Debt Reorganization Attorneys
Chapter 13 bankruptcy is for individuals and business owners who wish to repay their debt, but are in need of immediate relief from collections and additional late payment penalties and interest. Substantial reduction in your monthly payment can be achieved under Chapter 13 bankruptcy protection. Unlike Chapter 7 bankruptcy, Chapter 13 means that the filer intends to repay the debt owed, by structuring a legal debt workout that will be reviewed, approved, and overseen by a bankruptcy court.
We offer detailed initial consultation about your financial situation and Chapter 7 bankruptcy needs.
Attorney fee can be paid using several alternate means.
We are conveniently located on Central Expressway 75 @ Park Blvd, in
Plano
, just 25 miles North of
Dallas
,
TX
.
Haroon Law Group is ready to help you with all of your bankruptcy and
debt relief needs. Contact our offices in
How does the process works at Haroon Law Group?
- Following consultation in our office, you can retain us by signing a retainer agreement that will establish attorney-client relationship. You can then, advice your creditors that you are represented. By law, all collection efforts should then be directed to our office.
- Once attorney fee is received, we will prepare your bankruptcy petition within very short period of time. We will let you review the petition for possible error corrections.
- We will then set up a signing appointment for you to sign the petition and other paper work, if required.
- Complete the required Credit Counseling Course and pay the court filing fee.
- We will file your case with the bankruptcy court.
- You will then complete your Debtor Education Course.
- The trustee must receive your first trustee payment within thirty days of filing, in the form of cashier’s check or money order.
- You will receive a letter from us informing you of the date, time and location of your Meeting of Creditors
- You will receive a request for documents from the trustee. You must comply with this request fully and promptly.
- Your Meeting of Creditors will be held approximately six weeks after filing. You must bring photo identification and your Social Security card.
- Your creditors have sixty days from the date of the Meeting of Creditors to file any objections to discharge.
- After the sixty days for objections has elapsed, the Trustee will submit a recommendation or objection to the case. You and your attorney will then make any necessary adjustments and submit a proposed stipulated order for confirmation. If this order is approved by the Trustee and the Judge, then your case is "confirmed."
Contact us to schedule consultation about your Chapter 13 bankruptcy and debt reorganization needs today.